
Do You Value Items In Terms Of Hours Worked?
When I first started taking more interest in personal finance, the learning was very theoretical. I used it all: personal finance blogs,...

The Costs Of Owning A Car – Are You Spending $7K to $11K each year?
I will tell all of you my story now. I’m probably one of the worst people in the personal finance blogosphere when it comes to cars...

Reason to Have an Emergency Fund: Medical Emergencies
A few weeks ago, I had one of the scariest things happen to me. My long-time partner and boyfriend began to start getting really sick....

Should You Get a Prenup?
She thinks that he won’t take it the correct way, but she wants to protect herself in case anything were to happen. Does this mean she...

How To Eliminate Your Debt
I believe that if you don’t know what your problem with debt to begin with is, then it would be hard to make a positive change. Yes, it...

Reasons You’re Still In Debt
I have people pouring what seems like their heart and soul to me because they really want to change and improve their situation. This is...

Random Wedding Planning and a RANT
Hey everyone! This is a loooong post just so all of you know. Exactly how long? 1,950 words to be exact. Enjoy! 🙂 Recently, I have been...

Work is Picking Up and Weekly Update
Many people have asked if that is our house in the background. No, it is not (we live about 10 miles away). Yes, that is our car though....

What Is Early Retirement?
Before I started blogging, I can honestly say that early retirement never once crossed my mind. I thought that the normal age to retire...

Keeping the Kids Active on a Budget
Most parents want their kids to grow up to be well-rounded individuals, with a wide variety of experiences under their belt. To help...

We have $200,000 in Student Loan Debt
Hey everyone! The other day I received an e-mail from a reader who wants your help. I left out some identifying information because she...

How Would Your Life Be If You Didn’t Have Debt?
What would you do if you didn’t have debt? In July of this year, I completed my goal to get rid of my $40,000 student loan debt. It felt...

Financial Changes When You Work For Yourself
One thing that many people have asked me is how my life has changed financially. Yes, I am still making a good income each month, but I...

How I Paid For A Trip to Ireland With Simple Savings Tricks
Last October, I headed over to Ireland for the first time. I was going with my girlfriend, who back in college decided to take a semester...

When Being Frugal Isn’t Enough
Being frugal means you need less; when you need less, you spend less. When you reduce your expenses, you have more money left over in...

Chippmunk and $150 Visa Giveaway
Hey everyone! Happy Monday. Yesterday, I published a post wondering where we should travel to. Today is a giveaway! Have you ever heard...

Debunking 5 Myths About Renting out a Room to a Stranger
Michelle makes regular updates on her side income and one of the things she does is rent out her spare room to her sister. It’s a great...

What I’m Fine With Spending My Money On
Even though saving money is important, most people do not want to be at the point where money is completely controlling their lives. As I...

My Canadian Dream
Inspired by Michelle’s recent post about the American dream, I thought I’d share with you all, my dream. If you’d asked me this question...


















