Last year here on Making Sense of Cents, I talked a lot about us buying a new home. However, I’m sure you’ve noticed that we have not bought a new home yet. Some of you have even emailed me asking if something went wrong.
So, what gives? Why haven’t we bought a house yet even though the plan was for us to buy one in 2013?
Well, the thing is, we don’t know what we want to do. Do we want to stay here in St. Louis? Do we want to move to Memphis where W’s parents just moved? Do we find an entirely new place that has awesome weather and is beautiful?
Now that we are both location independent (because of the business), we can really live anywhere as long as we can afford it. We don’t have to feel stuck in any one area. We have a lot of options and a lot of things to think about, so we are trying to take our time and not rush the process.
There are many different factors that we are thinking about:
Living where you are comfortable and have a life already.
We have both lived in St. Louis for a very long time. I lived in Chicago for a little bit when I was younger (from the ages of around 8 to 13), but for the most part I have always been here in St. Louis.
Many people have asked me why I would even want to live in St. Louis. Well, I like it here! It’s affordable, there are outdoorsy things to do, all my friends are here, I grew up here, and it’s a great place to eventually raise a family.
However, I have lived in St. Louis for all of my adult life, and it sometimes makes me wonder if I am missing out by not moving somewhere else and trying something new.
I wish I could just pick up my friends and move them with me honestly! A recent article on Newlyweds on a Budget pretty much summed up what I’m afraid of – leaving my awesome friends and being lonely wherever we move to.
Moving to save money.
St. Louis is a cheap place to live. However, there are even cheaper places to live. We were looking at homes in Memphis, and the homes are incredibly cheap. They are a great value compared to what you can get in many other cities, including St. Louis.
I will say that I am not interested in moving to a place where housing is super expensive. Just can’t do it. I’m too cheap 🙂 I like my low cost of living cities.
Moving for the perfect weather.
Hawaii would be amazing, but it’s expensive. If you are interested in Hawaii (many people are), I recommend that you read Budget and the Beach’s article The Cost of Living in Paradise, and also Young Adult Money’s article Why Living in Hawaii Sucks.
We’ve ruled Hawaii out of our list (it’s expensive and far away), but we are now thinking about Florida. I’ve been reading a lot about it, and there are many positives, but also many negatives that I found as well. If you live in Florida, tell me what you think about where you live!
Moving somewhere to be closer to family.
W’s family moved to Memphis earlier this year, and we have been thinking about following them there. My sister is planning on moving to Chicago, and once that happens I won’t have any other family here in St. Louis. We will have W’s side of the family here still, but we still want to be closer to his parents and his younger siblings.
Do you plan on moving eventually? Maybe for retirement? Why or why not?
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