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Writer's picturePuang Reviews

17 Personal Finance Books That Will Change Your Life


If you want to change your life, then I recommend that you start reading personal finance books. Yes, money is not everything, but improving your financial situation can help you gain control of your life.

The personal finance books below may help you:

  1. Pay off your debt

  2. Find side hustles

  3. Manage your money better

  4. Communicate more effectively in your relationship

  5. Figure out retirement

  6. Live well on a budget

  7. Deal with the delicate world of increasing college expenses

  8. Overcome difficult financial situations, such as when someone is hiding money from you

And more!

Below are some of my favorite personal finance books.


All of authors of these personal finance books also have amazing websites that you should check out!

The Broke and Beautiful Life by Stefanie O’Connell

The Broke and Beautiful Life is a personal finance book written by my friend Stefanie. And, I think it’s the best title ever for a personal finance book!

Stefanie’s personal finance book is a great, fun read that won’t leave you bored. You will learn about many topics related to personal finance, and you will take away several actionable tips that will help you improve your life and financial situation.

I Will Teach You To Be Rich By Ramit Sethi

I Will Teach You To Be Rich is a great book for beginners. It would make a great gift for a recent high school or college graduate.

Ramit’s I Will Teach You To Be Rich is packed full of great lessons, and it is written in a fun way. He covers the basics of personal finance such as budgeting, saving money, investing, and more.

31 Days to Radically Reduce Your Expenses by Kalyn Brooke

Kalyn’s 31 Days to Radically Reduce Your Expenses is a great read that will help you cut your costs dramatically so that you can save more money. She teaches readers how to never again pay full price for gas, how to get a refund on unused phone data, how to have a smaller mortgage payment, how to watch your favorite shows without cable, and more!

Frugality for Depressives by Abigail Perry

Frugality for Depressives is a book written by my friend Abigail Perry. The description says it all, “It’s no secret that depression makes life harder. Sometimes it takes everything you have just to get through the day. The thought of frugality might seem daunting or even impossible. It’s not.”

How Much Money Do I Need to Retire? by Todd R. Tresidder

Determining how much money you should save for retirement can be a difficult task. In his book How Much Money Do I Need to Retire?, Todd makes it easy.

You will learn all about topics such as improving your financial security, how to reduce the amount you need to retire, how to calculate your retirement amount, and more.

Next Round’s On Me by Martin Dasko

Martin has written several books including I Like You As a Friend: How You Can Avoid The Friend Zone Forever. If that doesn’t make you want to learn more about him, then I don’t know what will!

Martin’s book, Next Round’s On Me: How-to Achieve Financial Freedom in Your 20s, is a great read for young adults who don’t want to be broke but also don’t want to miss out on life. Yes, you can have a great life and reach financial freedom!

Real Life on a Budget by Jessi Fearon

Jessi’s book, Real Life on a Budget, is a great personal finance book that will help you learn to manage your money better. She includes real budgeting advice, challenges that will help you to improve your financial situation, and actionable steps so that you can live well on a budget.

Real Money Answers for Every Woman by Patrice C. Washington

Patrice’s book, Real Money Answers for Every Woman, is a must-read for women! Her book teaches readers valuable lessons such as how to plan for the future, how to manage credit cards, homeownership, and more.

Money Talks by Talaat and Tai McNeely

Money Talks: The Ultimate Couple’s Guide to Communicating about Money is a great guide that will help couples better manage their money together. I believe this is a big problem with relationships. Not many people discuss money in their family, and this needs to stop today! Read this book ASAP, especially if you do not communicate regularly with your family about money.

The Military Guide to Financial Independence and Retirement by Doug Nordman

The Military Guide to Financial Independence and Retirement is a great book for anyone in the military or those with military family members. You will learn how you can happily semi-retire or retire completely in your early 40s.

Degrees of Desperation by Bobbi Dempsey

It’s no secret that college costs are increasing, and more and more people are having to take out student loans in order to afford it. Many people are even raiding their retirement funds in order to pay for their children’s education.

Degrees of Desperation: The Working Class Struggle to Pay for College is a great personal finance book packed full of valuable advice for anyone with children.

Train Your Way to Financial Fitness by Shannon McLay

Shannon is an amazing woman, and she has a fun podcast that I recommend you check out. Her personal finance book, Train Your Way to Financial Fitness, is just as great! Shannon’s book helps readers become financially fit and is packed full of great advice and exercises.

Gold Diggers and Deadbeat Dads by Valerie Rind

Gold Diggers and Deadbeat Dads won the 2015 Plutus Award for Best New Personal Finance Book, so you know it’s good!

In this book, you will read stories about people who were presented with financial struggles caused by another person and were able to overcome these difficult times. This includes things such as those who co-sign loans for others, finding out that your significant other has hidden debt, family members who are taking advantage of elderly parents, and more. You will also learn tips to prevent these horrible mistakes, as well as what to do if you are currently dealing with them.

Hustle Away Debt by David Carlson

David’s book, Hustle Away Debt, just came out last month and it’s a great one! This personal finance book will help you get rid of your debt by making extra income. As you all know, that’s one of my favorite topics!

Soldier of Finance by Jeff Rose

Jeff is a Certified Financial Planner and army veteran. “Soldier of Finance is a no-nonsense, military-style training manual to overcoming financial obstacles and building lasting wealth.”

His book will help you get rid of your debt, create a budget, invest, and more.

One Bed, One Bank Account by Derek and Carrie Olsen

Talking about money is something that should take place in every marriage. In One Bed, One Bank Account, you will learn to effectively communicate with your partner, whether you are just starting out, if you are currently having a financial problem, or if you are doing great.

You Only Live Once by Jason Vitug

This book was just recently released. Jason is a blogging friend of mine, and I just KNOW that this will be a great book.

You Only Live Once is a book that will help you make smarter money moves, while also thinking about the future and how it may impact you.

What are your favorite personal finance books?

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