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Money Statistics That May Scare You

However, whenever I research different financial topics I usually come across some scary money statistics. The money stats you read in...

5 Tips To Stop Your Emotional Spending Habit

While a certain level of emotional spending may be acceptable in some cases, it can quickly get out of hand and turn into a problem. The...

Do You Need A Budget?

In fact, according to a poll by Gallup, two-thirds of households do not have a budget. I believe budgets are extremely important and that...

How To Change Your Life And Live Your Dream Today

Learning how to change your life doesn’t have to be hard. You can start off small and gradually move onto bigger changes. Or you can make...

How Your Credit Score Impacts Your Home Buying Process

Some are completely against credit scores and think they can just do without trying to improve their score, but I don’t think that’s the...

6 Ways I Saved Money On College Costs

College is very expensive – there is no doubt about that. However, I want you to know that it IS possible to get a valuable college...

Should You Outsource Tasks To Make Life Easier?

However, I recently started to notice that I was working 12 hour days, nearly every single day, and that I was getting snappy whenever...

Why I’ll Never Buy A Timeshare

Someone I know recently dropped $15,000 on a timeshare. I know of another person who has bought multiple timeshares with their student...

Is Your Laziness Costing You Money?

I’ve been letting little things slip and it’s mostly because I’ve been more lazy about being frugal. After adding up how much money I’ve...

Pros and Cons of Paying Off Your Mortgage Early

With our first house we didn’t put down 20% and had to pay PMI (big mistake), so we will definitely put down at least 20% on our next...

8 Ways To Get Motivated And Reach Your Goals

Motivation is important because it can help you keep your eye on the goal even when you want to quit. Motivation will help you continue...

The Effect of Just $20/hr on a Student Loan

I think most of us would agree that earning more would allow us to save more. Contrarily, SPENDING more is going to save you more, and...

Everything You Need To Know About Emergency Funds

According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower...

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