
5 Tips To Stop Your Emotional Spending Habit
While a certain level of emotional spending may be acceptable in some cases, it can quickly get out of hand and turn into a problem. The...

Personal Capital Review – An Easier Way To Manage Your Finances
Personal Capital provides FREE personal finance software that is somewhat similar to Mint.com, but better. If you like using Mint, I...

Do You Need A Budget?
In fact, according to a poll by Gallup, two-thirds of households do not have a budget. I believe budgets are extremely important and that...

How To Change Your Life And Live Your Dream Today
Learning how to change your life doesn’t have to be hard. You can start off small and gradually move onto bigger changes. Or you can make...

How Your Credit Score Impacts Your Home Buying Process
Some are completely against credit scores and think they can just do without trying to improve their score, but I don’t think that’s the...

6 Ways I Saved Money On College Costs
College is very expensive – there is no doubt about that. However, I want you to know that it IS possible to get a valuable college...

Should You Outsource Tasks To Make Life Easier?
However, I recently started to notice that I was working 12 hour days, nearly every single day, and that I was getting snappy whenever...

3 Key Factors To Consider When Comparing College Costs
College is often the first financial decision many young adults make. Unfortunately, for many, it is often the most expensive decision...

Why I’ll Never Buy A Timeshare
Someone I know recently dropped $15,000 on a timeshare. I know of another person who has bought multiple timeshares with their student...

Feeling Stuck And Unmotivated When It Comes To Your Finances?
Maybe you are trying to reach certain financial goals but you feel like you aren’t getting any closer. Or perhaps nothing is going the...

4 Reasons To Make Extra Money – It Changed My Life And It Can Change Yours Too!
While I am all about a person cutting their expenses (this is one of our main goals this year), there is a lot to be said about using...

Is Your Laziness Costing You Money?
I’ve been letting little things slip and it’s mostly because I’ve been more lazy about being frugal. After adding up how much money I’ve...

Pros and Cons of Paying Off Your Mortgage Early
With our first house we didn’t put down 20% and had to pay PMI (big mistake), so we will definitely put down at least 20% on our next...

Everything You Need To Know About Selling Your Stuff For Cash
I’m sure everyone has extra things laying around their home that they do not need. If you are trying to pay off debt or reach some sort...

8 Ways To Get Motivated And Reach Your Goals
Motivation is important because it can help you keep your eye on the goal even when you want to quit. Motivation will help you continue...

5 Mistakes That Can Hurt Your Chances For Retirement
Also, according to a different survey done by Bankrate.com, 36% of people in the United States have absolutely NOTHING saved for...

The Effect of Just $20/hr on a Student Loan
I think most of us would agree that earning more would allow us to save more. Contrarily, SPENDING more is going to save you more, and...

Craigslist Scams I Encountered When Looking For A Rental Plus Real Scam Emails
Over the past few weeks, we have been searching for the perfect rental home for us to move into, but sadly we have come across many...

Everything You Need To Know About Emergency Funds
According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower...




















