
7 Expenses To Never Put On A Credit Card
For me, I love them. I love the credit card rewards that come along with responsible credit card usage. However, I know I’m not the norm....

Lower Your Holiday Spending, Stay on Budget, And Prevent Debt
However, I know not to get ahead of myself even though I love the winter holidays an incredible amount. Holiday spending can quickly get...

Why Everyone Should Be Aware Of Their Financial Situation
Once someone finds out that I write about personal finance for a living, the conversations about a person’s financial situation never...

5 Tips On Paying Off Your Debt
Due to the fact that just the thought of having a monthly student loan payment made me stressed, I decided to make an action plan to pay...

Read This Before You Think About Becoming a Cosigner
The above may sound crazy, but I have heard many stories where a person cosigned a loan and it went badly. Being a cosigner can have many...

These 4 Mistakes May Be Holding You Back From A Good Credit Score
Many don’t know what their credit score is, many don’t know how to have a good credit score, and many just have an overall negative...

Paying Off Debt And Budgeting: Tricks For Staying Motivated
paying off my student loans, I am always striving to save more money, to save for retirement, to find financial motivation, and more....

Should You Rely On Credit Cards For Your Emergency Fund?
This is something that scares me as while credit cards may work for some, I believe that emergency savings funds are a better solution...

Financial Infidelity And The Problems It Can Create
According to an article on Forbes, 20% of those in the U.S. keep financial secrets and 7% between the ages of 18-49 have a secret bank...

How To Avoid Being House Poor
Is Being House Poor Limiting You? While no one ever thinks they will fall into being house poor, it does happen to some. Due to this,...

Why Would A Person Choose To Live A Frugal Life?
For some reason, there is a myth out there that living a frugal life means you are living a boring life. Some even believe that if you...

You May Be Wasting Thousands Of Dollars On These 7 Things
There were many things we were wasting money on that we realized we didn’t need. We were being lazy, not saving as much as we should,...

Selling Your Home – Step By Step Process
They say that right now is a seller’s market, but in my little neighborhood it was definitely a buyer’s market. This made our home sale a...

What To Do If You’re A Victim Of Identity Theft
Recently, I went to the state license office. When I was called up to the worker’s desk, I was asked to say my address, along with my...

The Worst Money Advice I’ve Ever Heard Part 2
As a personal finance blogger, I get asked many personal finance questions. Before I respond, I usually ask the person what they believe...

What If Our Home Doesn’t Sell? Should We Turn It Into A Rental?
It’s been nearly four months and our house hasn’t sold yet. We’ve had exactly 30 showings and great reviews, yet no offers. Not even a...

Identity Theft Impacts Millions Each Year, Could You Be Next?
According to identity theft statistics I found from the Bureau of Justice, over 16 million people were victims of identity theft just in...

Stop Using These 6 Ridiculous Excuses For Not Saving Money
After blogging about personal finance for almost four years, I wasn’t very shocked. 90% of the comments were very negative. People were...

Is Being House Poor Limiting You?
If we would have bought a house for that amount, I’m sure it would have led to us being house poor. While this may not seem like much to...

















